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Everyone is Accepted -- 100% Guaranteed!  The PrudentChoice™ Healthcare Discount Program provides both Individual and Family Membership options.

The Individual Membership option provides healthcare discount savings for the enrolled member only. The Family Membership option includes the enrolled member plus any member of your household (as long as they are considered a dependent or spouse under IRS guidelines) and is accepted by healthcare providers nationwide. The Membership Card will contain the enrolling member's name only. For Family Memberships, the enrolled member cards will be valid for all family members.

  • No Contracts
  • No Hassles – Just Savings

Step 1) Select a Plan Option (Choose One)

PrudentChoice™
      Includes discounts to:  Medical, Hospital, 24/7 Nurse Hotline, Dental, Vision, Hearing, Chiropractic and Retail & Mail Order RX
Individual Family
Annual
$399.90/1st year (2 months FREE)
+ One time processing fee of $99.00
Annual
$599.90/1st year (2 months FREE)
+ One time processing fee of $99.00
Semi-Annual
$239.94/1st semi-annual (7th mth FREE)
+ One time processing fee of $99.00
Semi-Annual
$359.94/1st semi-annual (7th mth FREE)
+ One time processing fee of $99.00
Monthly
$39.99/month
+ One time processing fee of $99.00
Monthly
$59.99/month
+ One time processing fee of $99.00
 
PrudentChoicePlus™
      Includes discounts to:  Medical, Hospital, 24/7 Nurse Hotline, Dental, Vision, Hearing, Chiropractic and Retail & Mail Order RX  PLUS eDocAmerica online board-certified physician consultation plan. Also, all active members are provided with $15,000 Accidental Death & Dismemberment Coverage* and $5,000 Accidental Medical Expense Coverage* at our expense as an added separate benefit at no additional cost to you.
Individual Family
Annual
$499.90/year (2 months FREE)
+ One time processing fee of $99.00
Annual
$699.90/year (2 months FREE)
+ One time processing fee of $99.00
Semi-Annual
$299.94/semi-annual (7th month FREE)
+ One time processing fee of $99.00
Semi-Annual
$419.94/semi-annual (7th month FREE)
+ One time processing fee of $99.00
Monthly
$49.99/month
+ One time processing fee of $99.00
Monthly
$69.99/month
+ One time processing fee of $99.00
* All PrudentChoicePlus members are enrolled into the U.S. Benefits Association to be eligible to receive these benefits. The benefits are underwritten by an A.M. Best rated insurance company and subject to the exclusions, limitations, terms and conditions of coverage as set forth in the insurance certificate provided in your membership materials and the Policy issued to U.S. Benefits Association. These benefits are provided at PrudentChoice's expense to all active members as added separate benefits at no additional cost to members.
 
PrudentChoiceDentalPlus™
      Includes discounts to:  Dental, Vision, Hearing, Chiropractic and Retail & Mail Order RX
Individual Family
Annual
$149.90/1st year (2 months FREE)
+ One time processing fee of $30.00
Annual
$199.90/1st year (2 months FREE)
+ One time processing fee of $40.00
Monthly
$14.99/month
+ One time processing fee of $30.00
Monthly
$19.99/month
+ One time processing fee of $40.00
PrudentChoiceRx™
      Includes discounts to:  Retail & Mail Order RX
 
Annual
$29.99/year + One time processing & handling fee of $5.99


PrudentChoice™ guarantees full satisfaction with its service. Members may cancel their PrudentChoice™ program at any time and for any reason by calling (800) 630-4914. If a Member cancels within the first 30 days of the enrollment date, the Member will receive a refund of the first month’s membership fee. If a Member cancels after the first month, the Member will no longer be billed subsequent membership fees, based on the enrollment plan selected -- Monthly, Semi-Annual and Annual. Members enrolled in Semi-Annual and Annual Plans will automatically be renewed after the first one-year period at standard monthly pricing multiplied by the number of months included in the plan selected. No refunds of the one-time processing fee or the pre-paid periodic membership fees will be made other than as set forth in this paragraph.


This plan is not available in the following states: AK, AL, CT, FL, KS, ME, MS, MT, NM, SD and VT. For the plan in AL, ME, MS, and NM, please click here www.myprudentchoice.com. For the Florida plan, please click here www.prudentchoiceflorida.com.

PRUDENTCHOICE IS NOT HEALTH INSURANCE AND IS NOT INTENDED TO REPLACE INSURANCE.

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